It takes an experienced attorney to determine the value of a claim against the at-fault driver. The attorney will have to review all your medical records and assess the nature and extent of your injuries. The attorney will also need to review the police report and determine whether you bore any fault in the collision.

Unfortunately, many people try to negotiate with an insurance adjuster on their own. This can lead to an injury claimant waiving their right to pursue damages in exchange for an unfairly small sum of money.

The Law Offices of Cherkinsky & Goutman, P.L.C. have been negotiating automobile accident claims for over 30 years. This experience provides us with the knowledge necessary to determine whether an offer is fair or not.  


If a person suffers minor injuries in an automobile accident, they are only entitled to no-fault benefits. However, people with serious injuries that affect their ability to lead their normal life may be entitled to pain and suffering damages against the at-fault driver. This involves notifying the other driver's insurance company. They will assign an adjuster to a bodily injury claim file. The adjuster will require medical proof that the injury is serious before offering to pay damages. 

In addition to serious injuries, a person who sustains a permanent disfigurement is entitled to non-economic damages. Permanent serious disfigurements generally are scars that are noticeable.